Gary R. Cook and Associates
Insurance & Retirement
Rowland Heights, California 91748
~ by appointment only: Your Home or Office, or Mine ~
(within 25 miles of my office)

Don't be a Statistic, let me help - before it's too late!
We all think about solutions, but too few people take action. The statistics on how many people can afford to retire, take on Long Term Care or pay off their debts, due to illness, disability or a death are simply amazing. Proper planning, organizing and saving is the solution. 

Click below to Download list of Products & Services (Click photo to download my experience)

Mission Statement

Helping clients reduce insurance and mortgage costs,
ensuring the proper amount for their retirement needs 
and that their pre-retirement income is secured for 
their families or themselves, 
should the breadwinner pass away 
before they reach that retirement age.

Clients

Individuals with or without Heirs, Families and Small Businesses

The Process

Here's a link to calculators and worksheets, life guides and planners, including
many informative articles and up to date tax information.

While I am not licensed to make tax recommendations, I do work with advisors who can. On these links however, there are many things you can do to start your own self-evaluation, then bring me in on it. Otherwise, we can begin the process together. A quote is just a quote. It's not the end of the process. Sometimes there are multiple rounds of determining which products suit the individual case. 

Consulting to you is distinguished from "learning on your own" where I help you understand the difference between products and how you might benefit from those differences. No fee by you is ever paid for my consulting services, as all of the companies I represent pay commissions for the work I do on your behalf.

My appointments are generally two-part. The first visit is an informational visit, and designed to learn what your goals are and to talk with you more in detail about the follow up appointment. Between the two appointments, I evaluate your requirement. During the second I reconfirm your goals and make a presentation, based upon your initially stated needs, or take into consideration your further thoughts on the issues and make plans to reconvene any additional meeting. There is never any pressure. 

Processes I use help business and personal clients evaluate choices they need to protect their assets including future income. I assist with financial projections so your family or business can continue to earn a monthly income if the family breadwinner or Key Person at your business cannot provide it, due to death or disability.

"Once my clients decide on their best coverage,
we work together to define the best rate for their budget". 

I want to get to know the needs my clients have, so that I do not recommend products which are not suitable for  my clients. To accomplish this, I meet with clients in their home or office to see what is important to them. In our initial meeting, I get a good picture of their situation, including: coverage they already have and why they originally chose that, to identify any suitable companion products that may cover the gaps, or reduce overlaps based upon their current needs.

I don't  sell products but instead practice what I call Preventative Insurance, by performing pre-need evaluations and personal risk assessments. This enables me to make the best recommendation I can.

Click for Calculators, Worksheets, Life Guides & Planners, Informative Articles & Tax Information

I am available to meet with clients by appointment daily, Mon-Fri., from 9AM to 6PM
(Other Hours by Appointment, In or Out)

 Prospective Customers may call (626) 940-7422. 
Please leave a message for me, if I'm with a client, indicating
a couple of good times/dates to call you back. 
I'll commit to reaching you at one of those times.
Rowland Heights, CA 91715-3106

Retirement & Replacement Income (626) 940-7422
California Business & Personal Lines Insurance for Life,
Supplemental Health, Disability, Long Term Care & Annuities

Services
& Products

Retirement Plan
Catch Up Loans,
Financial Safe Harbor

Fund a Buy/Sell
Partner Agreement

Key Person Life Insurance

Long Term Care

Health Insurance

Disability

Critical Care

Mortgage Protection

Final Expense

Level Term Life

Estate Preservation

Estate Planning

Wealth Transfer

ILIT (Irrevocable Life
Insurance Trust)

Income Replacement

Term Conversion

Pension Maximization

Fixed & Equity-
Indexed Annuities

Term Life, Whole Life
or Universal Life