What Difference Does it Make?

One way of establishing affordable housing in the local area is not necessarily better than another way. However, in our way of thinking, it is important that the proper balance is created between the classes and maintained in an area of limited supply and limited resource. 

Therefore, it is important that there is as much housing built for the Middle and Lower Class that is built for the Upper Class. It is the results however that in the end count. Does each plan create a balance? Do the plans when taken as a whole create an overall balance? How does the overall balance affect the equity in the Quality of Life in this local area? We don't want to reduce the effect of squeezing out the Middle Class, we want to reverse it. 

What is the benefit that results from each affordable housing plan in this area? Every plan save one benefits the Lower Class, and the only plan that benefits the Middle Class benefits primarily the Developer Class, while the Middle Class pays the same price for the homes as the Upper Class does. In that plan, the benefit that accrues to the Middle Class happens only because there is a subsidy for the down payment, but the Middle Class can only qualify for the purchase if their income can cover the cost of the monthly payment thereafter.

On the other hand, our plan benefits primarily the Middle Class, while benefiting the Lower Class as a by-product, and the Upper Class only as a means to an end.

While the best that other plans can offer only reserve the natural habitat, while benefiting the Upper Class and ignoring the other classes to any degree of equity, our plan integrates the natural environment and thereby enhances the local species of flora and fauna.

• Other plans create housing that supports government workers, and housing that only supports the needs of the larger employers that require low-paid workers.

• Ours is the only plan we are aware of, which creates homes for the Middle Class at less than 1/2 the area median rate, and

• Ours is the only plan that keeps the level of affordable homes for each class constant, through the ongoing alternative rate of value for the homes, by not allowing them to increase at the same rate of value as the rest of the market rate homes built in the area, and

• Therefore, no other plan keeps area housing affordable in relation to inflation and the market and median incomes, forever, and

• Ours is the only plan, which puts people in the main, in balance and on par with historical and civic pride in the ambience of the area, and nature.