|
Stakeholder
Benefits, Homes
for the Upwardly Mobile & |
||
|
We are working to add an optional benefit of joining a group health plan for members, and to optionally become a member of a credit union for co-operative members. |
||
|
Click Titles in this column for benefit to each group Home Buyer Builder-Developer & General Contractor Project
Manager
Mortgage Lender Note: We are working to add an optional benefit of joining a group health plan for members, and to optionally become a member of a credit union for co-operative members |
A home they can
live in, save money for the future, gain equity and increased values, Click here to support Prospective Homeowners Association (top) A donor would receive a tax write-off for the land donation, or receive a life insurance policy equal to the value of the land donation. (check with your tax specialist) This policy could be used to benefit your heirs, or if you got a certain kind of policy, it could be used as "living insurance" where if you ended up with a critical illness, your policy could pay you cash to live through that illness. Click here to support Prospective Homeowners Association (top) Existing Home or Land Owner & Seller An opportunity to keep their home, not pay monthly payments or downpayments on the cost of upgrading, improving, remodeling or completing additions to it; have a chance to sell their older home, which may exist today on a larger piece of property, and use the proceeds to buy back into a new unit on the same piece of property. They could live in a newer condominium, townhouse, four-plex or a 2-story home, where they feel comfortable living, or add an in-law unit on property! We also reward landowners for working with us, if they would like to make their properties available to our builders. Landowners may share in the profits of the sale (difference between cost of building and selling price) of the homes, once they are built and sold, on top of the profit of the sale of the land itself! Existing homeowners - You have an opportunity to borrow against the great equity in your home (short term loan, or use your home to assist us in securing start-up funding), and invest it in one or more of our projects. Instead of letting your home sit while land values escalate or selling it off so you can buy another home in Arizona, why not invest in your home town and help other young families as well as yourself? (This is not an offer for an investment - we're still in planning stage) Click here to support Prospective Homeowners Association (top) Builder-Developer or General Contractor A chance for certain trades to work on developing an additional project that wouldn't have come about any other way. Our organization has created a financial reward for builders in return for making homes accessible to first-time buyers. These rewards include sharing the future equity of the property, sometimes over the life of the home, if contractors work with us to lower the cost of building. This helps lower the purchase price for first time home buyers. Click here to support Prospective Homeowners Association (top) An opportunity to create a project
that defines the Project Manager's Click here to support Prospective Homeowners Association (top) A chance to sell products to a large
group of buyers it Click here to support Prospective Homeowners Association (top) An opportunity to keep good employees in the local community, who might otherwise leave to where they could afford to purchase a home. When a prospective homebuyer's employer purchases a membership from HUM, it allows that member to go to the front of the list (behind other members who are so prioritized by their employers' contributions). We are looking into the cost to develop an additional member benefit, which would allow members to optionally buy into a group health plan. If an employer does not offer a group health plan, this could add value to their positions, by their corporate support of this endeavor. Click here to support Prospective Homeowners Association (top) An opportunity to have a large and economically diverse group of individuals and families invested in the future of the community, buying additional products for a larger home than they may have lived in before. These same buyers would keep their earnings invested locally. They would not be those who purchase the home for a secondary domicile. They would purchase all the things a Middle Class person purchases. (Ask yourself this: "Has the Santa Barbara economy improved in the last 5 years, and the County received more tax dollars from product sales; from all of the buyers of high-priced homes now in the area"?) Click here to support Prospective Homeowners Association (top) A Community Supporter is one who believes in the possibilities our mission and is willing to work towards seeing the dream come to fruition. That person may derive satisfaction from offering a great level support that costs very little, depending upon their personal age and health condition. We are able to offer that supporter the opportunity to provide support to our ventures in the form of a life insurance policy, with our organization listed as the beneficiary. Our organization may receive the proceeds upon their passing, and if there comes a point in their life where they can't afford the cost of the premium, they let us know and we'll ask another supporter to replace the expense. According to the laws of the State of California, every homeowner's lot may hold a second home, and not be excluded from building that second home by the municipality in which the home resides, if there is enough room on the property to build, according to the building codes. We'd like you to consider building a second home on your property, which we would manage and we would lease that home to young families who have not yet purchased their first home. These families would not expect or plan on purchasing your second (granny flat) home, but they would utilize the home to save money towards their own home, and you would get a good and worthy tenant who respects the property. Click here to support Prospective Homeowners Association (top) A whole new large group of customers they would have never had any other way. In Nov. 2007, the market is in the doldums, and this offers an opportunity to finance existing and new housing stock, as well as build additional; by giving classes of families the opportunity to buy into the American Dream through the utilization of the Co-operative Corporation, and other building techniques that lower the cost of construction and acquisiton. Click here to support Prospective Homeowners Association (top) An opportunity to start a project that fulfills a worthy community goal, and to profit by the good return on a short term investment. Click here to support Prospective Homeowners Association (top) An opportunity to keep the membership strong, by ensuring members have the opportunity to increase their net worth by investing in the local community. Click here to support Prospective Homeowners Association (top) An opportunity to
stay in Santa Barbara, and have the opportunity to increase
their net worth by investing in the local community. Click here to support Prospective Homeowners Association (top) Natural
Environment By fostering a natural environment that is different than other built developments, through enhancing it with native plants and wildlife and natural (solar, wind) energy resources (See National Renewable Energy Laboratory).
Green Building Resources Environmental Justice Historical Harmony Click here to support Prospective Homeowners Association (top) |
|