Prospective Homeowners Association
Attainable Housing for the Upwardly Mobile
A Home Buyers' Club & Mutual Benefit Association

March 16, 2012

Personnel, Benefits or Operations Manager                                                                           
Executive Office, Southern California Corporation

Re: Affordable Housing ownership opportunities for your employees

Dear Employer:

This letter is a further introduction to the concepts. I am happy to bring this to you for the benefit of the employees, owners and managers in your company. If like many workers, you and your employees are tired of commuting from somewhere with reasonable rent, or home purchase prices - don't you want relief? 

Those of us who are from Southern California, working here or have moved here in recent years because we like the great environment, have certainly asked ourselves more than once "How long am I willing to wait for a home of my own"? 

You may already know that no one who earns their living working in Santa Barbara can afford to buy a home.  Now, only 2% of buyers in Los Angeles County can afford to buy a home if they work for a living. Few can afford the other developers' homes in Santa Barbara, Los Angeles & Ventura Counties, because like any business, the developers want to sell their homes at market rates. 

Why is no other developer offering this opportunity? Because in a market economy, every company is charged with making as much profit as possible. When existing owners or new property builders can sell for market price, why would they sell for less - what's in it for them?

I have wanted to make a difference with this issue, as have many others and so I inquired, studied and wrote on this issue in-depth over the last few years. If like me, you would like to make a difference, for yourself and your associates, please consider joining with the Prospective Homeowners Association. Help us produce the results we all need.

As a member of Prospective Homeowners Association, we can work together to make non-government sponsored affordable housing happen, at a price we can all afford! How is that possible? View our website and see the simple equation. The formula created by Prospective Homeowners Association allows for a kind of "sweat equity", and other features that reduce the cost. This is not just about “affordable housing” for low-income persons. This is truly attainable housing for the working middle class. These "trickle down" economics come from private subsidizations from profits of multi-income development sales to upper income buyers. Read about the process for purchasing a home & why it works, here: http://www.ProspectiveHomeowners.com.

Please contact me for more information, and to arrange an in-person presentation. 

Please Download the brochure about our business plan. Click here for more information on benefits accruing to all stakeholders.

Sincerely, Gary

Gary R. Cook
Project Sponsor
Prospective Homeowners Association
(626) 940-7422
http://www.CooperativeHomeowners.com