The following is a hierarchical listing of all the pages in this web that can
be reached by following links from the top-level file "index.htm".
Page titles are displayed if they exist, otherwise the entries are file names.
Unreachable files are shown at the bottom of the list.
- "It's not just about an organization; but it is about a process."
- Incorporations of Entities
- Mixed Income Condo or Co-op Project
- New Single Family Homes for the Upwardly Mobile
- Investments in our Project, for Profit, to privately subsidize homes for the Middle Class
- CoopHomes/files/50+ ways to finance cooperative.xps
- REWARD TO LANDOWNERS for helping to develop land for housing that is affordable
- Business Plan of Competitively Priced Residences
- HUM/images/execut13.gif
- HUM/images/execut12.gif
- HUM/images/execut5.gif
- The Corporate Entities & Interests that make up the Effort for Middle Income Housing
- Attainable, Obtainable, Affordable - Mixed Income Co-operative Homes Development
- Jose E Hernandez (626) 807-4247
- jose/Resume_Jose_E_Hernandez-110630.pdf
- jose/Jose_Hernandez_LtrRef05.pdf
- jose/Jose_Hernandez_LtrRef01.pdf
- jose/Jose_Hernandez_LtrRef02.pdf
- jose/Jose_Hernandez_LtrRef03.pdf
- jose/Jose_Hernandez_LtrRef04.pdf
- Suppose this community could offer homes to its citizens like many communities do
- What would be the benefit of that?
- All its citizens would have a decent place to live
- A better community is possible, by working together for the commonwealth
- CoopHomes/files/Homes_Upwardly_Mobile.pdf
- HUM/files/HUM-brochure.pdf
- corporate entities and interests that make up this private capital-raising effort
- private or public interest groups promote these interests & provide start up funding
- a private for-profit home building & development company, while the other is a public non-profit builder-developer
- production of two primary levels of homes, based on income
- All stakeholder groups come together to make this happen
- Very little that's good comes our way in life, unless we either work or pay for it!
- HUM/files/HUM-Present-Handout.rtf
- Background of Attainable Housing Concepts
- Steps in Attainable Housing Development Process
- Housing Statistics - California, Santa Barbara & Ventura
- TimeLines & Milestones
- Membership Agreement / Multi-Party Performance Contract
- HUM/files/multi-party_performance_contract_files/filelist.xml
- HUM/files/multi-party_performance_contract.pdf
- Income and Expense Activities
- About Homes for the Upwardly Mobile
- REWARD TO LANDOWNERS who work with Competitively Priced Residences
- Working with your land, we will do the following for the joint venture, to prep it for sale
- Cooperative Homeowners Association of California
- A Social Enterprise is a hybrid organization
- About Prospective Homeowners Association - a Home Buyers' Club - designed like a Mutual Assistance Association
- Income Levels Defining Middle, Lower and Middle High Income Earners as Home Buyers
- Prospective Homeowner
- Foster Youth
- Prospective Homeowners Association Cooperative Housing & Alternative Energy Resources
- New loan program allows home owners with mortgage balance that is higher than home value
- Existing Homeowner Options to Associate with Homes for the Upwardly Mobile
- 12 Benefits of a Reverse Mortgage
- What we need to know to help existing homeowners get the home of their dreams, while helping others do the same
- Cooperatively Owned Housing for Older Adults
- Attend our Seminars
- Register now for an upcoming seminar
- Cooperative Homeowners
- CoopHomes/files/HUM_Part_1_of_2_080813.pdf
- Affordable Cooperative Green Home Construction Membership Association
- CoopHomes/files/HUM_Consumer.pdf
- Benefits of Housing Co-ops
- If your organization is a non-profit and works to supply affordable housing
- Letter to Manufactured Housing Construction Companies
- Hits on CooperativeHomeowners
- Is your company a manufactured housing dealer
- CoopHomes/files/ad class cook oct08.pdf
- Consultant Time Return on Investment
- CoopHomes/files/HUM Consultant's ROI.xls
- Construction Industry Employers Expanding Business Opportunities
- Housing Development Work
- CoopHomes/files/GreenPoint Rated Existing Home Checklist.pdf
- CoopHomes/files/Green Communities Criteria Checklist.pdf
- CoopHomes/files/Blueprint for Greening Affordable Housing.pdf
- Cooperative Green Home Construction Membership Association
- CoopHomes/files/HUD_Summit_082508-Foreclosures_In_Our_Communities.pdf
- Existing Single-family, Multi-family Home, Commercial or Raw Land/Property Owner
- Looking to Retire? Consider Cooperative Housing!
- Problem Mortgage Holder
- Existing Home Owner
- Contact Information for Homes for the Rest of Us
- Builder-Developer/General Contractor Agreement Terms to work with Competitively Priced Residences
- Builder-developer-general_contractor_agreement with CPR
- CPR's Agreement with Home Buyers to Maintain Affordability & Avoid Windfall Profits
- What the Buyer Receives, When buying a Home from Competitively Priced Residences
- Buyer Waiting List for a Home from Competitively Priced Residences
- Home Development Costs & Sales Prices for Competitively Priced Residences
- HUM/CPR/List of Setup Requirements.pdf
- Process of Buying an Affordable Home through Competitively Priced Residences
- Subcontractors in the specific trades we'll work with to finish homes
- Multi-point Possibility Formula that allows such a reduction in prices
- Affordable Housing for Who?
- Exactly how this formula reduces the cost of building and maintaining a home
- Membership Application - Prospective Homeowners Assn.
- HUM/housing/mem/PHA_Member_Application.rtf
- HUM/housing/mem/PHA_Member_Application.pdf
- HUM/files/Breakeven_Analysis.xls
- Compensated Consultants Required
- HUM/files/Setup_Requirements.pdf
- Why are WE DOING this?
- Background of the Affordable Housing Issue in Santa Barbara County
- Summary of Affordable Housing Development Plans
- A certain set of skills in the people we sell homes to
- Skills will be utilized to work on the projects linked here Projects
- Education Cmte
- Land Committee
- Corporate Entities Links
- Sweat Equity
- HUM/housing/org/shoplogmod.xls
- The Path to Home Ownership, by following the plan
- HUM/files/Process_of_Financing_Purchase.xls
- Lease to own Granny Flats
- Every lot in the City of Santa Barbara is zoned for a second unit
- Here are some sample small house plans to add to an existing estate
- Stakeholder Benefits, Homes for the Upwardly Mobile
- About Homes for the Rest of Us - A developer of housing that's affordable for lower-income residents of Santa Barbara County
- Affordable/Attainable Home Buyer Processes - Santa Barbara Prospective Homeowners Association
- Questions for Prospective Homebuyers
- Home Buyer Profile Questionnaire
- Home Buyer Questionnaire: If you could afford to purchase a home in Santa Barbara County
- HUM/housing/buy/Home_Buyer_Survey.PDF
- Page 1 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Page 2 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- You have either mis-typed the file name, or it has been moved
- Page 3 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Page 4 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Page 5 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Page 6 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Page 7 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Page 8 of 8 - Make Affordable Housing Available in Santa Barbara, (Ventura and San Luis Obispo) Counties - an affordable housing solutions group
- Santa Barbara Mobile Homes
- For Buyers of Houses, Built by Homes for the Rest of Us
- Land Suitable for Quick Rezoning
- A Letter to Manufactured Housing Manufacturers From Prospective Homeowners Association
- Business Partners with Which we are Working
- Agreements for Establishing Confidentiality
- Confidentiality & Non-Compete Agreement
- Employers of Homebuyers
- Stakeholders in the effort to build homes that the Middle Class can afford
- Santa Barbara County Prospective Homeowners Project Round A
- Prospective Homeowners - Affordable Middle, Moderate & Lower Income Homes
- Prospective Homeowners Association Membership Platform
- Affordable Housing Petition from Prospective Homeowners Association
- Electronic Signature Form for Affordable Housing Petition
- Affordable Housing Petition
- HUM/housing/act/Affordable_Housing_Petition.PDF
- Our organization has developed a method and process for acheiving change
- Business Plan - Affordable Housing Development - Prospective Homeowners Association
- Financials: Budget & Projections - Prospective Homeowners Association
- Budget & Projections of Homes for the Rest of Us
- Membership Sales Projections
- HUM/housing/mem/Prospective_Homeowners_Memberships.xls
- Operations Expenses Projections
- Working Committees Prospective Homeowners Association Needs help with
- Please Join our Board of Directors
- Prospective Homeowners Association – attainable housing solutions group
- HUM/housing/dev/Kingston Housing Co-op.pdf
- Board of Directors
- Please apply to join our board of directors
- General Contractors
- From the Business Plan Cover Page
- HUM/files/ProspectiveHomeownersSample.pdf
- Upwardly Mobile, Executive Summary of - Homes for the
- Community Land Trusts
- Difference between Home Buyers Club and Homeowners Advocacy Association
- Estimated Costs for Factory-Built Homes for Santa Barbara County
- Property Design
- HUM/files/Crest View 17-3444X.pps
- HUM/files/ProspectiveHomeownersModel.pdf
- Not all of our developments are planned to be mixed income
- Development Plans - Prospective Homeowners Association - Affordable/Attainable Housing Corp.
- Sample numeric values of this formula
- Contact for Prospective Homeowners Association, Santa Barbara
- Responsibilities of Operations Manager
- Should you want to consider donations to Prospective Homeowners Association We are happy to refer you to two different counselors who
- Develop and Managing Plans and Data
- Building Homes We Can Afford - Prospective Homeowners Association
- CoopHomes/files/Stages_Organization.pdf
- References, Work History, Career Path prior to Insurance Industry, for Gary R. Cook
- files/Resume_GaryRCook_Realtor_PropertyManagement.pdf
- Issues that Prospective Homeowners Association needs help with
- Membership in the Prospective Homeowners Association
- Membership Application Request Form - Prospective Homeowners Association
- Working Paper on the Structure of the Organization Prospective Homeowners
- Membership Rates
- HUM/housing/mem/HUM Consultant's ROI.xls
- Multi-Party Performance Contract / Membership Agreement
- Issues to Discuss with Prospective Committee Members
- Responsibilities of Operations Manager
- Contact Information for Competitively Priced Residences
- Join Prospective Homeowners Association - Home Buyers' Club & Mutual Benefit Association
- Definitions
- What Does Band Together to Help One Another Purchase Mean
- (951) 888-1282 - Retirement & Replacement Income Insurance Annuities Gary R. Cook Sales Agent Broker Producer Life Health Annuity Disability Long Term Care Agent Producer California Broker License 0e33723
- Financials of Competitively Priced Residences
- Letter to the Editor Santa Barbara Newspress
- Fund-Raising, Financials, Goals and Budget
- Fundraising Process
- Affordable/Attainable Housing Finance Development Fund
- Prospective Homeowners Association
- Homes for the Rest of Us - A developer of housing that's affordable for lower-income residents of Santa Barbara County
- About Homes for the Rest of Us
- Income from Various Sources to Sponsor Organizational Operations
- Operations Expenses - Homes for the Rest of Us
- Responsibilities of Operations Manager
- To consider donating your property to HRU and the return on the donation...
- Where is the Land we can Develop for Housing that is Affordable?
- About Competitively Priced Residences
- Offer to Purchase exists to Members of Prospective Homeowners Association Only
- Organizational Chart
- Our Method of Building
- HUM/CPR/JeromeScottResume2010.pdf
- Why Other Home Developers Prices are High in Santa Barbara
- Where is the Land, where homes can be built and purchased from Competitively Priced Residences?
- Affordable Green Cooperative Housing - Builders Co-op & Home Buyers Club
- Current Events for Prospective Homeowners Association Development
- Pre-incorporation Stage: Homes for the Upwardly Mobile
- Jobs: Housing, Construction & Property Management Positions
- Housing & Economic News
- Organizational Chart of Companies Devoted to Affordable Housing & Economic Development
- Web Site Report For garyrcook.com
- Writers, Speakers, Educators for Affordable Housing Development - Prospective Homeowners Association
- Homes for the Upwardly Mobile, final page 7 of 7
- Corporate Profile of Competitively Priced Residences
- Membership Referral Program
- Organizational Chart of Companies Devoted to Affordable Housing & Economic Development
- Gary R Cook, Independent Insurance Broker, California Licensed, Hemet, Riverside County & Diamond Bar, Los Angeles County
- You have either mis-typed the file name, or it has been moved
- More Details - Gary R Cook, Licensed Insurance & Retirement Agent
- Where we go from here - Getting attainable homes up & available
- Use the form below to search for documents in this web containing specific words or combinations of words
- Homes for the Rest of Us - contents
- Web Site Report For garyrcook.com
- Application for Employment
- (951) 888-1282 - Real Estate, Life Insurance, Retirement Annuities, Supplemental Health, Annual Financial Reviews (San Jacinto-Hemet & Valley Center, Temecula-Murietta, Menifee, Homeland, Romoland, CA) Replacement Income, Health, Disability & Long Term Care, Medicare Plans from Gary R Cook
- Thank you for your support of the Prospective Homeowners Association!
- Summary of Development Plans for Affordable Housing
- Competitively Priced Residences
- Organizational Chart of Companies Affiliated with Prospective Homeowners Assoc.
- Prospective Homeowners Association
- Founder of Homes for the Rest of Us
- Web Site Report For garyrcook.com
- Santa Barbara County Prospective Homeowners Marketing
- Points of Discussion
- Affordable Housing Supporters in Santa Barbara County
- Development Plans & Time Lines
- Affordable/Attainable Housing Investment/Development Co-op Fund
- HUM/housing/inv/Large_Development_Values.xls
- HUM/housing/conc/Two Scenarios (Affordable Housing).doc
- Organizational Structure of Prospective Homeowners Association
- Jobs & Housing Nonprofit Seeking Add Board Members (Hemet, CA)
- Competitively Priced Homes (CPR), LLC
- Introduction & Invitation to Mortgage Companies
- This Domain is For Sale - Call (626) 940-7422 to Make an Offer
- The following is a hierarchical listing of all the pages in this web that can be reached by following links from the top
- Web Site Report For garyrcook.com
- Homes for the "Upwardly Mobile" - A Home Buyers Club
- Use the form below to search for documents in this web containing specific words or combinations of words
- Join to Build Jobs & Homes for Families & Individuals (Transition Age Youth & Veterans)
- The Story of Prospective Homeowners Association - continued ...
- You have either mis-typed the URL or the webpage is missing
- The Homes of Competitively Priced Residences
- Organizational Chart of Companies Devoted to Affordable Housing & Economic Development
- Progressive Daily News
- Gary R Cook, REALTOR - My Listings, My Favorites, My Office's Listings, Area San Jacinto-Hemet Listings
- Web Site Report For garyrcook.com
- Financial Analysis Spreadsheet Development Prospective Homeowners is attempting to put together a spreadsheet to prove the private
- Model/Sample Home-Prospective Homeowners Association
- The following is a hierarchical listing of all the pages in this web that can be reached by following links from the top
- Homes for the Upwardly Mobile, page 4
- Use the form below to search for documents in this web containing specific words or combinations of words
- Web Site Report For garyrcook.com
- Attainable-Obtainable Homes for the Upwardly Mobile
- Web Site Report For garyrcook.com
- New law gives added protection to short
- Real Estate Investment
- Table of Contents
- Is There a Right to Housing?
- Homes for the Upwardly Mobile: REO's bought, Renovated Green & Sold
- What other affordable housing non-profits are doing
- Existing Homeowner or Prospective Homeowner
- Wine & Cheese Foreclosure-to-Green Bus Tour
- HUM/housing/inv/return_on_investment_affordable_housing_private_investors_spreadsheet.doc
- Employment Opportunities for Newly-Licensed, Existing Insurance Agents or Want-to-Be's
- Homes for the Upwardly Mobile, Page 1
- Web Site Report For garyrcook.com
- Message from the Executive Director of Homes for the Upwardly Mobile, Inc.
- Current Events
- Cooperative Homeowners Association of California
- Mixed-Income versus Low-Income Housing
- When you have a community that bends over backwards to accommodate the construction of businesses that create the production o
- Web Site Report For garyrcook.com
- You have either mis-typed the file name, or it has been moved
- What Difference Does it Make?
- Attainable Homes for the Middle & Upwardly Mobile Classes
- Web Site Report For garyrcook.com
- Please click the Pay Now button to sponsor Homes for the Upwardly Mobile
- The Green Syndicators
- Open Letter to the Santa Barbara County Planning Commission
- Featured Co-ops and Community Land Trusts by other organizations
- Model/Sample Home-Prospective Homeowners Association
- Updates to the Website of Prospective Homeowners Association
- Web Site Report For garyrcook.com
- Short Sale Flyer - Side 2 - GaryRCook.com REALTOR (909) 333-6070
- Attainable-Obtainable Homes for the Upwardly Mobile
- Organizational Chart
- (626) 940-7422 Gary R. Cook Los Angeles, Orange & Ventura Counties Insurance & Mortgage Services
- Homes for the Upwardly Mobile, Inc. - Fundraising
- Prospective Homeowners Association
- Prospective Homeowners Association
- Cooperative Homeowners
- Web Site Report For garyrcook.com
- Web Site Report For garyrcook.com
- Thank you for your request
- About Competitively Priced Residences
- Progressive Daily News
- There are many expenses to starting up this organization, here are some of those you can help with
- Affordable Housing & REITs - Santa Barbara's Affordable Housing Solutions Group
- Looking to work with
- Profile / Background of Prospective Homeowners Association
- News & Current Events - Health, Insurance, California
- The Plan Includes Hiring Homeless Veterans, to work side-by-side T.A.Y.
- Insurance Carrier Wanted - Insuring for Builders Risk on Co-operative Housing Development
- Web Site Report For garyrcook.com
- Restore this Economy - the Part YOU can PLAY
- Updates to this Website on Affordable Housing Development for the Middle Class in Santa Barbara, California
- Needs of Homes for the Rest of Us
- I noticed that you exited the Sponsorship process
- Web Site Report For garyrcook.com
- Homes for the Upwardly Mobile, page 5
- Use the form below to search for documents in this web containing specific words or combinations of words
- Owners Retiring from two Valley Center, San Diego County Fruit Orchards
- Community Groups in Santa Barbara and around the country which are involved in housing
- Table of Contents Prospective Homeowners Association
- Web Site Report For garyrcook.com
- Short Sale Flyer - Side 1 - GaryRCook.com REALTOR (909) 333-6070
- HUM/housing/inv/Affordable_Housing_Private_Investment_Fund.xls
- We Network with these Types of Organizations
- When was the last time you had your retirement or life insurance plans reviewed?
- You have either mis-typed the file name, or it has been moved
- Santa Barbara's Affordable Housing Crisis Television Program
- Web Site Report For garyrcook.com
- Insurance Resources to Share
- HOUSING ALERT 06/24/2004 Goleta Housing Leadership Council
- Phased Development Projects
- Homes for the Upwardly Mobile, page 2
- Affordable Housing Myths
- Homes for the Middle Class
- Navigation Page
- REITs
- Competitively Priced Residences
- There are well over a dozen different governmental entities that
- What Prospective Homeowners Consists of Overall (Chart)
- The following is a hierarchical listing of all the pages in this web that can be reached by following links from the top
- Gary R Cook, California Licensed Real Estate Agent in Hemet, Riverside County & Diamond Bar, Los Angeles County
- Gary R Cook, REALTOR (CA License #01895459) Hemet & Diamond Bar, CA (Riverside & Los Angeles County)
- Web Site Report For garyrcook.com
- Meetings & Presentations by Prospective Homeowners Association
- (951) 888-1282 Hemet-San Jacinto, Valley Center, Temecula-Murrieta, Menifee, Nuevo, Romoland, Homeland, CA, Gary R Cook, California Licensed Real Estate Agent & Insurance Broker
- Thank you for replying to the Santa Barbara Exit Survey
- To contact Gary Cook, please call (805) 450-2819 or (818) 510-4644
- The Answer to the Affordable Housing Crisis is Manifold in Santa Barbara
- Diamond Bar, California - Improve Your Property Values - Ask Me How!
- Perspective on Prospective Homeowners
- Prospective Homeowners Association - PowerPoint Presentation
- While We Are Still Researching, we are preparing to move forward on a number of fronts
- Supplying Fresh Water Inland & Electrical Power Generation
- Gary R. Cook Life Health Annuities Disability Property Casualty California Insurance Sales Agent License 0e33723
- Formula for Providing Homes for the Middle Class
- Business Continuation Planning: Agreements & Other Files Available for Your Business
- Gary R. Cook footer page
- Is There a Municipal Duty to Provide for Affordable Housing?
- Organizational Chart of Companies Devoted to Affordable Housing & Economic Development
- The Difference Between Prospective Homeowners and other developers of affordable housing
- Web Site Report For garyrcook.com
- Web Site Report For garyrcook.com
- NIMBY/YIMBY: Not in My Back Yard / Yes in My Back Yard - Affordable Housing Santa Barbara
- Positive Reasons for Affordable Housing
- Web Site Report For garyrcook.com
- Volunteer Outreach Personnel in Homes for the Upwardly Mobile
- Home Page
- From the Desk of Gary R Cook
- Comparison of Factors between Concepts for Affordable Housing between Aspects of Business Plan
- Web Site Report For garyrcook.com
- Homes for the Rest of Us
- Homes for the Upwardly Mobile, page 6
- SILVERCREST Online
- Nov. 1, 2007 - Updated Synopsis within Current Market Conditions
- Web Site Report For garyrcook.com
- 5/16/2009 - Upcoming Affordable Green Housing Development Roundtable Discussion
- Our System for Helping Low-to-Middle Income Families Buy Homes in Santa Barbara
- RESOURCE GUIDE 3-REHAB
- Homes for the Upwardly Mobile, page 3
- Business Plan for Prospective Homeowners Association
- Thank you for the sponsorship funds
- The following is a hierarchical listing of all the pages in this web that can be reached by following links from the top
- Trade Your Home with a Firefighter or a Cop
Authored by Gary R. Cook, Founder
Copyright © 2004-2006 [ProspectiveHomeowners Association]. All rights reserved.
Revised: January 01, 2007
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